Start with the all-in cost sheet
Ask the developer or seller for a written cost sheet that separates base consideration from statutory charges, taxes, parking, floor-rise or other project-specific items. Do not rely on a verbal estimate when the booking amount is substantial.
Common categories to check
Your checklist should cover stamp duty, registration, applicable GST, parking or additional spaces, maintenance or advance maintenance, club or amenity charges where applicable, legal or documentation costs, home-loan processing, valuation and insurance. Some items may not apply to every property, so ask for confirmation.
Loan buyers: calculate cash-flow timing
The most important number is not just the total cost but when each payment is due. Map the booking amount, agreement, loan disbursement, construction-linked instalments, registration and possession-related payments. This makes it easier to compare projects with different payment plans.
Compare projects on effective cost per carpet sq.ft.
Once the complete cost sheet is available, calculate the effective purchase cost against the relevant carpet area. This produces a much more useful comparison than looking at a headline starting price.
Before you pay the token
Confirm the unit number, carpet area, parking, payment schedule, cancellation or refund terms, taxes, possession timeline and all major charges in writing. If anything is unclear, ask for clarification before transferring money.
Use this guide as a starting point, then compare actual project inventory, carpet area, payment schedule and the complete cost sheet before booking.
Share your preferred location, configuration, budget and timeline with Trinity Alliance Advisors and compare suitable options before you book.